Spring break is known as a time for fun and relaxation. It’s a chance to get away from school (and work!) for a little while and spend time with the family. However the risks involved in taking a spring break trip cannot be ignored. This doesn’t mean you should spend the entire break keeping the family holed up at home, but it does mean you should pay attention to the following safety tips while on your trip.
Traffic sees a large increase during the spring break season. Be sure to drive the speed limit, make sure everyone is properly buckled in, and avoid distracted driving. Have the person in the passenger seat play the role of navigator so the driver is not constantly glancing at a phone or GPS. Local law enforcement will probably be increasing their rounds during this time, so it is especially important to obey traffic laws to stay safe and avoid violations – especially since this can raise your car insurance rates! For long trips in the car, you might want to consider adding roadside assistance coverage in case you experience any issues far from home.
While it’s true that renters and homeowners insurance policies can cover your valuables even if you bring them out of town with you, you still want to do everything you can to avoid filing a claim. Never leave them in plain sight in your car or hotel room. In fact, it’s a good idea to make use of the hotel safe, if available. Additionally, try not to bring high value items like jewelry, watches, and laptops or tablets. If you have to bring your valuables with you, be sure to check your limits of liability with your insurance agent before the trip to ensure you have all the coverage you need for the items you plan to take.
Many of our online “friends” might actually be more like casual acquaintances. You never know who could see your social media posts about being gone for spring break; anyone with bad intentions and your personal information could choose to take advantage of the situation. There have been numerous reports of homes being broken into after someone saw on social media that a family was away on vacation. Of course you want to share the amazing photos you’re taking and post updates on the fun times you’re enjoying, but it is safest to leave the posting for after you arrive back home.
Spring break is a wonderful time to get away from the everyday stresses of life. By following just a few simple safety precautions, you can keep your vacation from turning into a nightmare. Contact your agent to review the coverage that can protect you from the risks of traveling over spring break.